Temporary Car & Van Insurance
Do you need short-term insurance?
Sometimes, when a situation arises and you urgently need to be able drive someone else’s car and you are not currently covered under the car owner’s insurance policy, you can simply take out a separate ‘independent’ short-term policy with GoShorty or InsureDaily, just to cover you on that vehicle for the short period you need cover for.
Policies tend to be for short periods, like a one day insurance policy, but if you need longer, you can have up to 28 days cover with GoShorty and up to 3 months cover with InsureDaily.
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Why would I need temporary vehicle insurance?
As the awareness of temporary insurance options grows, the reasons for choosing this alternative and its associated benefits become clearer.
For those without their own vehicle or seeking to use a friend or family member’s car for a specific journey or period, temporary insurance provides an ideal solution. One advantage is that this policy stands independently, mitigating any risk to the owner’s insurance.
In the scenario of purchasing a car or van, where uncertainty exists before viewing, obtaining temporary cover online can be an optimal choice. This allows potential buyers to test purchase via our mobile website, ensuring coverage compatibility before committing. Temporary cover grants the flexibility to drive the vehicle home and conduct further research for an annual policy, or to facilitate the sale of a previous vehicle.
On holidays or long journeys, the option to add a temporary driver provides a welcome respite from sole driving responsibility, promoting safer travel and allowing the main driver a break.
Contrary to the ‘Driving Other Cars’ extension on annual policies, which offers only Third Party cover, temporary cover ensures comprehensive protection for the borrowed vehicle, addressing potential expenses from any damage incurred. Given the limitations of the former, opting for flexible short-term cover proves highly beneficial and cost-effective in the long run.